Increasingly, housing costs in many areas exceed the financial reach of many low-to-moderate wage earners, such as service sector employees, entry level staff and health personnel, as well as teachers, police, and firefighters. Additionally, as many REALTORS® and lenders know, minorities and new immigrants often fall victim to discrimination and predatory lending practices. There are financial programs and tools that can help address the problem of affordability and you can learn about them. Develop your knowledge and expertise to serve this important and growing market by taking the steps to become WHC.
Workforce Housing Certified (WHC) REALTORS® are specially trained to receive customer inquiries on workforce and affordable housing finance programs for selected jurisdictions. Earning this popular certification requires completion of the following three core classes in any sequence, as well as one elective course:
There is no exam and there are no MAR charges or fees for the WHC certification. There may be some materials or facility costs associated with certain classes or locations. After completing the required classes, your name will be placed on a revolving referral list on the http://www.marylandhomeownership.com website, based on your preferred business locations (up to three)
The WHC program is not affiliated or endorsed by the National Association of REALTORS®.
After the WHC certification is obtained, it is good for a two year cycle ending on December 31 of the expiring year. To stay certified, you must complete any two of the WHC core courses within that two years.